Tag Archive: emergency fund

Sep 19

Why the debt snowball wasn’t for me

snowball

If you’re interested in personal finance you’re probably familiar with the, “debt snowball” method of debt repayment. Popularized by author and radio talk show host, Dave Ramsey, the debt snowball is a debt reduction method whereby you list your debts smallest to largest and pay them off aggressively, one at at time. Example: Let’s say …

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Aug 06

Money bought me happiness…sort of

mney

Some people say that money can’t buy you happiness. I think they are wrong…sort of. While I don’t truly think that money can “buy” you happiness, literally, I do believe that having money affords you certain securities and comforts that people with less money may not have. When I was growing up we didn’t have …

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Jul 16

Weathering a Financial Storm

storm

With all of the weather events that have been happening across the country and across the world, this topic came to mind. Wherever you are, I hope everything is OK in your neck of the woods! Have you ever heard that saying, “the calm before the storm?” Sometimes we use it at work to refer …

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Jan 06

You Need an Emergency Fund When Your Furnace Dies

fire

I did a post a few months ago about why it’s important to have an emergency fund. December 27th, I re-confirmed the importance of having an emergency fund when we arrived home from our “horrible” trip (see this post for further explanation) to Maine. The drive home was relatively uneventful. We made good time, the …

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Nov 20

The First Time I Needed My Emergency Fund

chevy

Is your emergency fund a topic of dinnertime conversation? At my house it is. Yesterday the bf and I had an interesting conversation about emergency funds. As you might remember, the bf and I lost our car to flooding during hurricane Sandy, and had to use money from our respective emergency funds to buy a …

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