This post will undoubtedly embarrass the boyfriend, so I’m apologizing in advance. Sorry honey, you’re a financial stud!
When I first started dating the bf, one of the things that I was immediately impressed by was how financially responsible he was. Not how much he made, or what he drove, but how good he was at saving. Some girls swoon when the see fancy cars or designer duds. Not this girl! After dating several financial, “duds” I vowed that my next boyfriend would be a financial stud.
Several dates into our early relationship we started talking about money one night at dinner. Yes I know you’re not supposed to, but personal finance bloggers are cut from a different cloth (OK we’re weird. OK I’ll just speak for myself, I’m weird).
All kidding aside, when I found out that the bf had an emergency fund I melted. Because financial security is so important to me, a boyfriend with an emergency fund was like a gift sent from heaven. Not because I didn’t have my own emergency fund (I did) and I wanted to steal his, but because having an emergency fund was a, “sign” that the boyfriend and I shared the same financial values.
You know, basic principles I live my life by, like don’t buy things you can’t afford, pay off student loans aggressively, and don’t use credit cards if you can’t pay them off in full at the end of the month. The fact that the bf and I agreed about how to spend and save money made him incredibly attractive. We all know that money fights and money problems are the leading cause of divorce in the US, so I wasn’t about to doom myself by dating another financial flop.
I’m not saying I wouldn’t have fallen for him if he had $100k in student debt, that would have just made be a hypocrite because I had my own student loans to pay off when I met him. But knowing that he was being smart with his money and building a solid financial foundation was so darn sexy. I love to talk about money and plan, bf humors me, but also shares a desire build a strong financial future. Love you honey! You financial stud you!
Is your significant other super sexy with money? Would you date someone if they were a financial, “hot mess”?